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Dear Stagnant:

Cash-balance plans are not new, but conversions to such plans were put on hold while the government investigated if the plans discriminate against older workers. The Bush administration lifted that moratorium in December in the wake of a controversial Treasury Department report concluding that these plans do not discriminate.

But this is only one pixel in the big picture. Retirement is indeed being delayed. The first baby boomer will turn 57 this year, and the eligibility age for full Social Security benefits is 65 years, 8 months and rising--for those born after 1960, the age is 70. And stock market woes have radically altered many older workers' retirement plans, especially in light of increased Social Security angst.

But this doesn't mean your career has to grind to a halt. The Department of Labor says six out of the 10 top growth occupations are in IT. If you can't move straight up, consider moving sideways temporarily. Enlist your boss' help. If you can develop a mentoring relationship she's more likely to be honest about your prospects (or lack thereof) with your current employer.

"Consider your manager one of your mentors, even if she doesn't think of herself in that role," advises Linda Phillips-Jones, Ph.D., principal consultant, The Mentoring Group. "Indicate your interest in future assignments and promotions. Give her evidence you're serious about moving ahead." (For more tips, visit The Mentoring Group's site).

Dear Wi-Fi:

Yes, it's called the Certified Wireless Network Professional, or CWNP, program and is offered by the Wireless LAN Association (www.wlana.org), a nonprofit educational trade association for the WLAN industry. The CWNP program has four levels: CWNA (Administrator), CWSE (Security Expert), CWNI (Integrator) and CWNE (Engineer). Dave Molta, our wireless technology expert, says the Center for Emerging Network Technologies at Syracuse University has been evaluating the CWNP training materials and is quite impressed by their breadth and depth.

Send your questions to careercoach@nwc.com

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